Free Resource Library · Updated 21 May 2026
Founder guides, interactive calculators, plain-English Modern Award explainers, state-by-state licensing tables, and insurance guides across 14 industries. Every page is reviewed against current AU regulators (Fair Work, ATO, AHPRA, TPB, ASIC, state regulators) and dated. Free to read, no signup required.
Cleaning
Residential, commercial, end-of-lease, Airbnb, carpet, window, strata, medical.
8-step founder guide — ABN, GST, insurance, kit, pricing, finding first clients.
Open →InteractiveInteractive estimator for standard, deep, and bond cleans across AU property types.
Open →ReferenceUniversal inclusions plus state-by-state authority guide for end-of-lease cleans.
Open →Operator GuidePlain-English MA000022 — classification levels, loadings, allowances for rostering.
Open →InteractiveConstruction, builders clean and office strip-out pricing in 2026 AU rates.
Open →ComplianceConstruction Induction explained — per-state rules, online vs in-person, cost, renewal.
Open →Founder GuideChannel-by-channel founder playbook — real-estate agents, GBP, hipages, referrals.
Open →Trades & Construction
Plumbing, electrical, carpentry, building, painting, roofing, HVAC, tiling, landscaping.
8-step founder guide — ABN, GST, licence, White Card, insurance, tools, pricing, first clients.
Open →InteractiveInteractive estimator combining hourly rate, materials markup, travel, callout, and GST.
Open →ReferenceState-by-state thresholds, regulators, and invoice requirements for AU trade licensing.
Open →Operator GuidePlain-English MA000020 — CW/1–CW/10, industry/tool/fares allowances, RDO system.
Open →ReferencePL, workers comp, tools, vehicle, PI, home warranty, contract works — coverage and premium ranges.
Open →Allied Health
Physio, dental, nursing, aged care, NDIS — AHPRA, Medicare, HICAPS, claim rails.
8-step founder guide — AHPRA, structure, ABN/GST, PII, premises, billing rails, software stack, first patients.
Open →Operator Guide15 regulated professions, registration types, CPD, PII, recency of practice, renewal calendar.
Open →ReferenceSeven claim rails (Medicare, HICAPS, Easyclaim, DVA, WorkCover, CTP) plus MBS items and Section 19(2).
Open →ReferenceSupport categories, therapeutic item codes, travel claiming, cancellation rules, plan management.
Open →ComplianceAHPRA minimums by profession ($2M–$20M+), MDO vs commercial cover, claims-made traps, retiree run-off.
Open →InteractiveInteractive — set your fee, see Medicare rebate, gap to patient, per-service vs bulk-billed economics.
Open →Tax & BAS Agents
TPB registration, CPE, lodgement deadlines, engagement letters, safe harbour.
Tax agent vs BAS agent, education + experience pathways, four ongoing standards, 14-item Code of Conduct.
Open →Reference90hr/3yr (tax) and 45hr/3yr (BAS) rules — acceptable activities, technical proportion, 8-year recordkeeping.
Open →ReferenceBAS/IAS, ITR, company/trust/SMSF, FBT, TPAR, STP — self vs tax-agent program dates plus penalty tiers.
Open →Operator GuideAPES 305 mandatory elements, scope-creep defence, termination clauses, six fee structures.
Open →ComplianceTAA s284-75 safe harbour, FTL penalty unit math, remission grounds, TASA Code item 9 exposure.
Open →InteractiveInteractive — entity size, days late, penalty units + GIC. Includes remission likelihood ranges.
Open →Automotive
Mechanics, panel beaters, tyre shops, auto-electricians, detailers.
8-step founder guide — ABN, GST, MTA registration, workshop fit-out, insurance, pricing, finding fleet clients.
Open →InteractiveInteractive estimator combining hourly rate, parts markup, sublet, EPA disposal fees, and GST.
Open →ReferenceVIC LMCT, NSW MD/MR, QLD MD licence, SA, WA — state-by-state thresholds and regulators.
Open →Operator GuidePlain-English MA000089 — Stream A/B/C classifications, tool allowance, fares, RDOs.
Open →ReferencePL, workers comp, tools, vehicle, professional indemnity, customer-vehicle cover — premium ranges.
Open →Hospitality
Restaurants, cafes, bakeries, hotels — FSS, liquor licensing, MA000119 award.
8-step founder guide — ABN, GST, food licence, fit-out, liquor, insurance, suppliers, opening week.
Open →InteractiveInteractive estimator — food cost %, labour, overhead, GP target, and final menu price.
Open →ReferenceFSS certificate requirements per state, refresher cycles, and when an Allergen Aware course is mandatory.
Open →Operator GuidePlain-English MA000119 — Level 1–6 classifications, Saturday/Sunday penalties, casual loading, junior rates.
Open →ReferencePublic liability, food/product liability, liquor liability, business interruption, glass — coverage and premium ranges.
Open →Fitness
Gyms, PTs, yoga and pilates studios — AUSactive, MA000094, fitness codes.
8-step founder guide — ABN, GST, fitness registration, premises, insurance, equipment, pricing, first members.
Open →InteractiveInteractive — session rate, casual vs membership economics, pack discounting, churn break-even.
Open →ReferenceFitness Australia registration, NSW Fair Trading Code, VIC Fitness Code, QLD/WA rules.
Open →Operator GuidePlain-English MA000094 — Level 1–6 classifications, group fitness loading, casual rates.
Open →ReferencePL ($10–20M), workers comp, personal trainer cover, equipment, member injury claims — coverage and premiums.
Open →Real Estate
Agency licensing, trust account rules, commission and PM fee benchmarks.
8-step founder guide — ABN, GST, agent licence, trust account, PII, software stack, first listings.
Open →ReferenceClass 1/2/AOREB, NSW/VIC/QLD/SA/WA/TAS/ACT/NT licensing pathways, CPD, principal in charge.
Open →ComplianceSales trust vs property-management trust, audit cycles, breach reporting under PSBA/REBA.
Open →ReferenceSales commission ranges, property management fees, letting/inspection/lease-renewal charges by city.
Open →InteractiveInteractive — sale price, tiered vs flat commission, marketing fees, agent split, GST included.
Open →Lawyers
Admission, PC, trust account rules, CPD requirements by state.
8-step founder guide — admission, ILP/incorporation, PII, trust account, software stack, first matters.
Open →ReferenceNSW LPAB, VIC VLAB, QLD LPAB, supervised practice rules, practising certificates by jurisdiction.
Open →ComplianceTrust money handling under the Uniform Law / state Legal Profession Acts, audit cycle, trust statements.
Open →Operator Guide10 units/year minimum, mandatory categories (ethics, practice management, substantive law, skills).
Open →InteractiveInteractive — partner/senior/junior splits, target hours, write-down, budget vs actual recovery.
Open →Mortgage Brokers
ACL vs credit rep, NCCP Best Interests Duty, MFAA vs FBAA, commission structures.
8-step founder guide — ACL/credit rep, MFAA/FBAA, aggregator, PII, software stack, first clients.
Open →ReferenceAustralian Credit Licence vs becoming a credit representative under an aggregator's ACL — pros, cons, costs.
Open →ComplianceReg 28HA Best Interests Duty, suitability assessment under s 128 NCCP, conflict-priority rule.
Open →ReferenceMFAA Code of Practice vs FBAA Code of Conduct, member benefits, professional development, fees.
Open →InteractiveInteractive — loan amount, upfront % + trail %, lender split, aggregator fee, GST, lifetime value of book.
Open →Professional Services
Consultants, agencies, freelancers — engagement letters, SOW, project pricing, PII.
8-step founder guide — ABN, GST, PI, engagement letters, pricing, first 10 clients for consultants, agencies, and freelancers.
Open →Operator GuideHourly vs fixed-fee vs retainer vs value-based — when each model wins, AU benchmarks, and how to phase fees.
Open →ReferenceDrafting a tight SOW — deliverables, acceptance criteria, scope creep clauses, change-request workflow.
Open →ReferencePI insurance for consultants, marketing agencies, and freelancers — typical $1–5M cover, premium ranges, run-off.
Open →InteractiveInteractive — target salary, billable utilisation, overheads, GST + super, daily/hourly rate.
Open →Education
Tutors and music teachers — WWCC, lesson pricing, terms & conditions.
8-step founder guide — ABN, GST, WWCC, lesson pricing, insurance, software stack, finding first 10 students.
Open →ComplianceWWCC requirements per state, application process, renewal cycle, exemptions for teachers and parents.
Open →ReferenceHourly rates for AU tutors and music teachers across primary, secondary, and tertiary — by subject and city.
Open →Operator GuideCancellation policy, missed-lesson rules, payment terms, parent-tutor expectations — drafted for AU consumer law.
Open →InteractiveInteractive — hourly rate × lessons × terms, sibling/group discounts, prepay incentives, GST treatment.
Open →Retail
Retailers and market stalls — ACL guarantees, GST, permits, POS comparison.
8-step founder guide — ABN, GST, lease, POS, supplier terms, online channel, opening week.
Open →ComplianceSection 54 acceptable quality, section 55 fitness for purpose, refund vs replace decision tree, signage requirements.
Open →ReferenceFood-stall permits, casual trader licences, council fees, public-liability requirements for market vendors.
Open →Operator GuideSquare vs Lightspeed vs Vend vs Shopify POS vs Tyro — features, hardware costs, transaction fees, AU support.
Open →InteractiveInteractive — cost, markup % vs margin %, retail price, GST, break-even unit volume and dollars.
Open →Hair & Beauty
Salons — MA000005 award, skin-penetration permits, treatment insurance.
8-step founder guide — ABN, GST, premises, skin-penetration permit, insurance, equipment, pricing, opening week.
Open →Operator GuidePlain-English MA000005 — Level 1–6 classifications, junior rates, casual loading, Sunday penalties.
Open →ComplianceCouncil permits for waxing, piercing, tattoo, dermal needling — state-by-state hygiene inspection cycles.
Open →ReferencePublic liability ($10–20M), workers comp, treatment/malpractice cover, equipment, premises, glass — premium ranges.
Open →ComplianceFW Act s357 sham-contracting risk, ATO/FWO multi-factor test, Jamsek/Personnel Contracting fallout, super/PAYG cascade.
Open →These guides cover the rules. OneBookPlus covers the day-to-day — quoting, invoicing, scheduling, GST/BAS — for the same 14 industries above. Free to start; no card required.
Last reviewed and updated: by Bishal Shrestha